Can Passengers File Claims After a Car Accident?

Find Law Fast Team
Jul 18
2 min read

When a crash happens, the focus is usually on the drivers — but what about the passengers? If you were riding in a vehicle during an accident and suffered injuries, you may be wondering: “Can I file a claim, or am I just stuck with the medical bills?”

The answer is yes: passengers can file claims — and in many cases, they have stronger rights than the drivers. Here’s what you need to know.

1. Passengers Rarely Share Fault

Unlike drivers, passengers are almost never considered at fault in an accident. That means:

You don’t have to worry about liability percentages.
Your claim is based on damages, not on who caused the crash.
In most cases, passengers are entitled to full compensation for their injuries.

2. Who Pays for Passenger Injuries?

Passenger claims can be filed against:

The driver of the car you were in, if they caused the crash.
The other driver, if they were at fault.
Both drivers, if fault is shared.

In other words, passengers may have multiple options for recovery.

3. What Types of Compensation Can Passengers Seek?

Passenger claims often cover:

Medical bills (emergency care, hospital stays, therapy).
Lost wages (if injuries prevent work).
Pain and suffering.
Long-term care costs for serious injuries.

4. Passenger Claims in No-Fault States

If you live in a no-fault state, passenger injuries are usually covered by the driver’s Personal Injury Protection (PIP) policy. However, if injuries are severe or costs exceed PIP limits, passengers may still be able to sue the at-fault driver.

5. Steps Passengers Should Take After an Accident

Get medical care right away (even if injuries seem minor).
Gather driver and insurance information.
Ask for a copy of the police report.
Document injuries with records and photos.
File a claim promptly with the at-fault driver’s insurer.

The Bottom Line

Passengers have strong legal protections after a car accident. If you’ve been hurt while riding in someone else’s vehicle, you may be entitled to compensation — and you don’t have to carry the blame.

👉 If you’ve been injured as a passenger in a car accident, fill out our quick questionnaire. FindLawFast will connect you with the guidance you need.

Disclaimer: This article is for general informational purposes only and should not be taken as legal or financial advice. Passenger claim rules vary by state and policy. Always consult with a qualified professional for advice on your situation.