Insurance Confusion

After a car accident, your insurance company might point you to one of their “preferred” repair shops. Sometimes they even make it sound like you have to use them. But here’s the truth: in most cases, you have the right to choose where your car gets fixed. The catch? Choosing the wrong path could affect your claim, your repair quality, and even your wallet. Let’s break it down.

You’ve just been in an accident. The dust settles, and then you find out the other driver has no insurance. Suddenly, the situation feels a lot more complicated. Unfortunately, uninsured drivers are more common than most people realize. But the good news is you still have options — if you know where to look. Here’s what happens when the other driver doesn’t have coverage, and what you can do about it.

After a car accident, one of the biggest questions is: “Whose insurance should I use?” Do you file a claim with your own insurer, or go directly through the other driver’s company? The answer isn’t always straightforward — and making the wrong move can delay your claim or cost you money. Here’s how to figure out which policy to lean on after a crash.

Car accidents are stressful enough — but many drivers have one extra worry: “Is my insurance premium about to skyrocket?” The answer depends on several factors: who was at fault, your driving history, your insurer’s rules, and even your state’s laws. Here’s what you need to know about how an accident can affect your rates.

After a car accident, time starts ticking — and not just for your health or car repairs. Every insurance policy comes with deadlines, and missing them could cost you your entire claim. The problem is, most people don’t know exactly how long they have to file. Some wait too long, thinking they’re fine, while others rush without the right documentation. Here’s what you need to know about insurance claim deadlines.

After a car accident, one phrase comes up more than any other: “Who was at fault?” But what does “at-fault” really mean? It’s more than just pointing fingers — it determines whose insurance pays, how much compensation is available, and in some cases, whether you can even file a lawsuit. Understanding how fault works can make or break your accident claim.

After a car accident, time starts ticking — and not just for your health or car repairs. Every insurance policy comes with deadlines, and missing them could cost you your entire claim. The problem is, most people don’t know exactly how long they have to file. Some wait too long, thinking they’re fine, while others rush without the right documentation. Here’s what you need to know about insurance claim deadlines.

After a car accident, one of the first things on your mind (after making sure everyone is safe) is insurance. But the big question many people ask is: “Who do I call first — my insurance company or the other driver’s?” It may seem like a small detail, but the choice can affect your claim, your coverage, and even your financial recovery. Here’s what you need to know before you pick up the phone.

After a car accident, one of the first questions you need answered is simple: “Does the other driver even have insurance?” It’s not...

Your car’s in the shop after a crash — but life doesn’t stop. Work, school runs, errands… you still need wheels. The big question is: “Does insurance cover a rental car after an accident?” The answer depends on your policy, the other driver’s insurance, and who’s found at fault. Here’s how rental coverage works (and how to avoid surprise out-of-pocket costs).