After a car accident, your insurance company might point you to one of their “preferred” repair shops. Sometimes they even make it sound like you have to use them. But here’s the truth: in most cases, you have the right to choose where your car gets fixed. The catch? Choosing the wrong path could affect your claim, your repair quality, and even your wallet. Let’s break it down.

After a car accident, time starts ticking — and not just for your health or car repairs. Every insurance policy comes with deadlines, and missing them could cost you your entire claim. The problem is, most people don’t know exactly how long they have to file. Some wait too long, thinking they’re fine, while others rush without the right documentation. Here’s what you need to know about insurance claim deadlines.

After a car accident, one of the first questions you need answered is simple: “Does the other driver even have insurance?” It’s not...