After a car accident, time starts ticking — and not just for your health or car repairs. Every insurance policy comes with deadlines, and missing them could cost you your entire claim. The problem is, most people don’t know exactly how long they have to file. Some wait too long, thinking they’re fine, while others rush without the right documentation. Here’s what you need to know about insurance claim deadlines.

After a car accident, one phrase comes up more than any other: “Who was at fault?” But what does “at-fault” really mean? It’s more than just pointing fingers — it determines whose insurance pays, how much compensation is available, and in some cases, whether you can even file a lawsuit. Understanding how fault works can make or break your accident claim.