Lending your car to a friend or family member might seem harmless. But what happens if they get into an accident? Are you on the hook for damages just because your name is on the title or insurance? The short answer: yes, you can be liable. Here’s how borrowed-car accidents really work.

Finding out the driver who hit you doesn’t have insurance can feel like a nightmare. With medical bills, car repairs, and lost wages piling up, you may wonder: “Am I just stuck paying for everything myself?” The good news is — you still have options.