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After a car accident, one phrase comes up more than any other: “Who was at fault?” But what does “at-fault” really mean? It’s more than just pointing fingers — it determines whose insurance pays, how much compensation is available, and in some cases, whether you can even file a lawsuit. Understanding how fault works can make or break your accident claim.

Intro You walk away from a crash thinking you’re okay — no cuts, no broken bones, no pain. Then a day or two later, something feels off....

Sometimes a crash leaves your car so badly damaged that fixing it just isn’t an option. But what does that mean for you financially, and what happens next? Here’s what you need to know if your car can’t be repaired after an accident.

Car accident cases can take months — sometimes years — to resolve. In the meantime, bills pile up, paychecks may stop, and financial pressure builds. That’s where a settlement advance, also called pre-settlement funding, comes in. But what exactly is it, and is it a good idea? Let’s break it down.

After a car accident, your insurance company might suggest a “preferred” repair shop. But you might wonder: Do I have to use their choice, or can I pick my own? The short answer: in most cases, you have the right to choose your repair shop. But there are some things to know before making that decision.

After a crash, one of the most important documents is the police report. It’s often the first thing insurance companies, attorneys, and even judges look at when deciding liability. But how much weight does a police report really carry? And can it make or break your accident claim? Let’s break down the role these reports play in determining fault.

After a car accident, time starts ticking — and not just for your health or car repairs. Every insurance policy comes with deadlines, and missing them could cost you your entire claim. The problem is, most people don’t know exactly how long they have to file. Some wait too long, thinking they’re fine, while others rush without the right documentation. Here’s what you need to know about insurance claim deadlines.